“It is better to lose health like a spendthrift than waste it like a miser. It is better to live and be done with it, than to die daily in the sick-room” –Robert Louis Stevenson
Let us all admit that we have been guilty of buying something impulsively.
The truth is, many of us have fallen into this trap wherein we were just accompanying our friend on her shopping spree in Trinoma and suddenly, we find ourselves with our very own purchases. Malls are not called cathedrals of consumerism for nothing after all. In that sense, one can readily assume that in one way or another, you would be encouraged to choose an item for purchasing—even if it was not in your initial plan to do so. However, while a little harmless purchase here and there would not do much to send your monthly budget into whack, it is an entirely different story if you make a habit out of it. Soon enough, you will find yourself abusing your credit cards, maxing it out and even borrowing cash just to indulge and satisfy your shopping fancy—only to find out the items you have bought were not things you really needed at all.
To ensure that this does not happen, it is best if you do a little self-check before bringing an item to the checkout counter. Before buying a new item, make sure you ask yourself the questions down below first:
Why do I want this?
If there is one question you should definitely ask yourself, it should be this. Asking yourself why you want the item you are bringing to the checkout counter helps you reevaluate your spending habits and would help you see a clearer picture of what it is you are really buying. If your answer is because the item is on sale or because it is a good investment, then maybe you are just trying to justify the purchase.
When and how often will I use this?
Is the item you are buying something you can envision using frequently? Or is it an item you would use once and neglect entirely? If it is something you plan on using for a single time only, you might be better off just borrowing from someone. It is far more economic that way. Furthermore, it is best to know what you will be using the item for as it would help you re-think whether you really do need the item or are just buying it and “saving” it for a special occasion.
How does the purchase make you feel?
Spending money—no matter how big or little will always be an emotional decision. In this regard, it is crucial that you ask yourself how you feel after every purchase you make. Does it make you feel happy? Accomplished? If you wish to buy something, try to identify the emotions that surround you when you do. Remember, it is easy to fall for excellent marketing strategies and it can cloud your judgment as to whether you really want something or not.
Does this item already work with what I have?
More often than not, buying items on impulse leaves us barely any time to register what we have actually bought and whether or not it works with something we already have. If you do have something that already works with what your purchase, then you are in luck. However, if you do not, you are only opening yourself up to the possibility of spending even more in looking for your purchase’s match. Before making a purchase, always envision where you are going to put or how you are going to wear your new acquirement as it would help you weigh whether or not you really need the item.