Work injuries are common occurrences that can cause severe physical distress and loss of wages. It is the responsibility of the business to provide a safe environment for workers to prevent these injuries as much as possible. If you experience an injury at work, you should take three actions to ensure that treatment is handled appropriately.
1 – Report the Injury to Your Employer
Employers are required to report injuries to state, federal and insurance agencies. Certain protocols must be followed for workers compensation coverage of medical expenses and for applying for disability payments, if needed. Immediately inform your employer of the injury so that these protocols can go into effect for your benefit. Generally, the worker is required to report the injury to his or her supervisor, who then in turn will notify related human resources department that handle such cases. Injuries must be reported within 30 days to be eligible for workers compensation coverage.
2 – Get Proper Medical Treatment
Your employer may send you to a workers compensation approved physician or clinic that deals specifically with work-related injuries. These facilities often have extensive experience in the types of injuries that commonly occur in workplace environments. They may have special knowledge and experience of falls, back injuries, cuts, burns, respiratory problems and other injuries that frequently occur on the job. They can also make referrals to specialists for additional treatment when necessary. If the worker feels that treatment is not sufficient for their injury, they can request a change of medical provider to provide more in-depth care. The physician will determine your ability to continue working, either on a full-time basis, part-time basis or not at all. You may be eligible for disability payments or a monetary settlement. These financial benefits may be decided over a period of time after the injury.
3 – Consult a Personal Injury Attorney
An injury can cause both physical disability and mental distress. You may not be able to ensure that your rights are protected during the period of treatment and recovery. A personal injury attorney can ensure that your rights as an injured worker are being protected throughout the process. The attorney can also investigate whether the employer was negligent in protecting workers and whether you are eligible for additional compensation. Learn More about workplace injuries and what you should do to protect your interests by consulting workers compensation information that must be posted in every workplace.